Recent Posts

How to Calculate Your Personal Savings Rate

How to Calculate Your Personal Savings Rate

Today, we’re going to talk about the personal savings rate definition. Why? Because your personal savings rate is the single most important factor in achieving financial independence or early retirement.   What’s disappointing is that from the 1960s to the mid 1980s, the U. S. […]

The Top 10 Ways To Improve Your Happiness (ft. James Montier)

The Top 10 Ways To Improve Your Happiness (ft. James Montier)

Happiness. We all seek it. Few obtain it.   Mr. Money Sloths and I don’t go through every single day of our lives experiencing pure bliss, euphoria, and jubilation.   We have our difficult and frustrating days at work. Things in life don’t always turn […]

From Teaching English to Coding Software: How a Teacher Made a Career Switch and Changed His Life

From Teaching English to Coding Software: How a Teacher Made a Career Switch and Changed His Life

Mr. Money Sloths and I have always been very curious about coding bootcamps. We’ve worked through a few SQL, Python, and VBA courses online over the past few years and doing so has definitely helped with our careers. We wouldn’t call ourselves “coders” in fear […]

The Best Way to Save Money and Time: Unsubscribe.

The Best Way to Save Money and Time: Unsubscribe.

Think about your day today. Have you texted anyone? Have you checked your email? Have you opened up any social media apps on your phone… Twitter? Facebook? Instagram? Snapchat? Have you browsed any of your usual “go-to” websites?   If we asked you these questions […]

The Commencement Speech That Changed Our Lives – Mentally and Financially

The Commencement Speech That Changed Our Lives – Mentally and Financially

It’s graduation season. A cherished time when we celebrate friends, family, and loved ones who’ve worked extremely hard. As Mr. Money Sloths and I watched some of the great commencement speeches on YouTube in the past week or so, it reminded us of our favorite […]